1. Proposal incorporating at least the following:

• The nature of business, location(s)
• Introduction and experience of owners
• Major suppliers/vendors/service providers
• Major customers or customer segments
• Declaration of existing credit facilities enjoyed from us or other financial institutions (if any)
• Requirement for credit facility and its business justification
• Future business plans
• Details of securities offered against credit facility
• Construction completion certificate from competent authority in case if building is offered as collateral security

2. Past three years' audited financial statements with next three years projections.

3. Projected financial statements for start-ups and new businesses (less than two years old)

4. Certificate of Firm/Company registration

5. Tax Identification Certificate or PAN

6. Memorandum and Articles of Association (as applicable)

7. Certified shareholding pattern if shareholders have changed

8. Tax paid receipt of last financial year (the most recent available)

9. Copy of land registration certificate proposed for security (if any)

10. Insurance policies and premium paid receipts of assets (if any)

After discussing your business requirements in detail, we may require additional documents depending on the proposal.