Friday June 18,2021

Customized Loans for Small & Medium Enterprises

Loan facilities like Working Capital Loan, Term Loan, Letter of Credit, Import & Export Loan, Bank Guarantees & Auto Finance are offered as per your business needs.

Special Features:

  • Simple to process and easy to repay.
  • Available at competitive interest rates and fees & charges.
  • Beneficial to small and medium scale enterprises that require credit limits of NPR 2.0 crores or less.
  • Choose from wide range of short term and long terms credit facilities as per your requirement.
  • Less time consuming credit approvals and single door services through dedicated relationship managers.
  • Our nationwide presence ensures ease of operations, collections and payments for you.

Documents required

1. Proposal incorporating at least the following:

  • The nature of business, location(s)
  • Business/Operations process, methodology in brief
  • Major customer segments
  • Introduction and experience of management executives & board members
  • Number and mix of employees
  • Declaration of existing credit facilities enjoyed from us or other financial institutions (if any)
  • Requirement for credit facility and its business justification
  • Short and medium term future plans (if any)

2. Past two years' audited financial statements with next three years projected financial statements.

3. Projected financial statements for start-ups (less than two years old)

4. Registered Certificate of Firm/Company registration

5. PAN Certificate 

6. Memorandum and Articles of Association (as applicable)

7. Latest Certified shareholding pattern (as applicable in Private Company Limited)

8. Decision of Board of Directors to apply for credit facility with assignment of power of attorney to account operators (as applicable in Private Company Limited)

9. Tax paid receipt of last financial year (the most recent available)

10. Bank Statement of present bank account. 

11. Document related to credit facilities availing at present. ( if availing loan from other bank and if available)

12. Details of land/building offering to bank as security

After discussing your business requirements in detail, we may require additional documents depending on the proposal.

For detailed information, please visit a branch near you or contact our Relationship Managers. You can also contact us at.

SME & MF Division
UWTC Building 2nd Floor, Tripureshwor, Kathmandu
Tel: +977 1 5970015